Apply Now About Us ; Amounts exceeding the tax free allowance will be taxed in full. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Its 18 Month Fixed Term Deposit is now joint-third with OakNorth Bank, with higher rates available from QIB (UK) (1.65% expected profit rate) and BLME (1.70% expected profit rate). Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. The new interest rates from Investec Bank plc place these accounts into the top three of their respective fixed rate categories. The accounts shown above are available for Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS) to open. Wyelands Bank 12 Month Fixed Term Account, Type: easyaccess, Rate AER:1.9700 %. View the latest daily interest rates of all cash investment accounts, including fixed term deposits, notice deposits and instant access deposit accounts so that you can make an informed decision on where to deposit your hard earned cash and save for what matters most. The interest is paid monthly or compounded. Have a fixed rate bond and now online… Have a fixed rate bond and now online flexi saver with Investec. All Products Fixed Deposit Savings Accounts. Yes. 2.75% AER* for first 3 years, then 3.00% for final 2 years. Hodge Bank 4 year fixed rate deposit account. Investec Bank Deposit Rates Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. Deposits range from 1 month to 12 months, Access funds after a fixed period with a Fixed Deposit. Saving for longer brings you higher returns. Most financial institutions offer a capital guarantee on the amount invested. In our summary, we introduce you to the single deposit option. Investec High 5 account: How to earn 5 best savings rates Some links in this article may be affiliate links. To find out more see our, 2.55% AER* for first 3 years, then 4.25% for final 2 years, 2.85% AER* for first 3 years, then 3.85% for final 2 years, 3.00% AER* for first 3 years, then 3.50% for final 2 years, 2.80% AER* for first 3 years, then 3.30% for final 2 years, 2.55% AER* for first 3 years, then 3.05% for final 2 years, 2.40% AER* for first 3 years, then 2.90% for final 2 years, 2.80% AER* for first 3 years, then 3.05% for final 2 years, 2.75% AER* for first 3 years, then 3.00% for final 2 years. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. 6.86%. Constrasting to central bank rates, deposit rates can influence consumers and their investments in other asset classes, while the central bank rates may effect what rates banks may set. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Minimum deposit: R10 000. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. Account Details APY Updated; Investec Prime Saver Savings Account: 6.70%. The Investec Tax Free Fixed Deposit Investment Account is a 12 month investment account that allows you to maximize your returns in a product which is fully excused from income tax. Rate; Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65% May, 2018. May, 2018. Investec Bank : 6 months : Fixed Deposits : 3,31%: 234,46/month 2.814/year: 100.000: 16/1/2021 3 . A fixed deposit account designed for your unique requirements. 7.30%. Fixed rate bonds typically offer some of the best rates of interest on the market, which is guaranteed for the life of the bond. Make the Investec Tax Free Fixed Deposit work for you Here are two examples of how Investec’s Tax Free Fixed Deposit can help you save (minimum R30 000 investment at a premium fixed deposit rate of 7.31%* per annum). Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Compare 1 ... Investec 1 Month Fixed Deposit. Savings accounts Our interest, fixed on you. Starting at a minimum deposit of R1 000, have the freedom to deposit and withdraw at any time with no fixed periods and no monthly fees. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. If your account balance is greater than £1,000,000, you will earn 0.25% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000. Account Details APY Updated; Investec 1 Year Fixed Deposit: 7.82%: May, 2018: Interest is calculated daily and paid monthly. Apply Now About Us ; A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. All rates are indicative, and are subject to vary as rates are calculated on a daily basis. That’s why we’ve created our Online Flexi Saver account. The interest rate charged is fixed for a number of years or until a certain date by the lender. First mover advantage. The rate of 6.86% is 0.5% higher than the average 6.36%. There is the option to capitalise the interest and compound it or to have it paid out monthly to a nominated account. Globally deposit rates are products provided and offered by banks to let consumers save for an agreed period time for a fixed interest rate. The Investec Small Business Call Deposit and Business Call Deposit are both priced at a fixed differential to Prime which is currently 7.00%. We are using cookies to give you the best experience on our site. Competitive interest rates on accounts. Please note: The Cash Panel is available for all SIPP products administered by the James Hay Administration Company Limited. A discretionary minimum deposit amount of R50 000 is required for fixed deposits. TABLE OF RATES (UPDATED: 21 JANUARY 2020) Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Some large full-service banks, such as Nedbank and Standard Bank, quote a preferential interest rate for fixed deposit accounts opened and managed online (only). This is a fixed term deposit account, with no withdrawals permitted before the end of the fixed term. All rates are subject to change without notice, please check with the bank or building society before investing. The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. The Investec Tax Free Fixed Deposit is available to individuals only and the fixed rate is set at the date of investment. Online Deposit Terms and Conditions 2 These online deposit terms and conditions (the "Terms"), together with each specific online Deposit product sheet (each a "Product Sheet") and the Website Legal Section (as such term is defined below), set out the basis on which we, Investec Bank plc, will provide you with Deposits via the Online Service (as defined Investec Bank plc’s 3 Year Fixed Term Deposit is in third place for the best three-year rate available to open online, with Gatehouse Bank second (including an option to open through the Raisin UK platform) at 1.82% expected profit rate and BLME at the top at 1.85% expected profit rate. It has fixed interest rates and is subject to the provisions of the Income Tax Act 1962 and all other applicable legislation. Deposits range from 1 month to 12 months. The below tables show the rates banks are offering on fixed deposit amounts of R10 000, R50 000 and R100 000. Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. Invest from R100 000 Fixed terms from 6 months to 5 years, 1 month intervals Instant access from 0%- 50%, in 10% increments Invest for longer, with limited access to earn high returns Investec 1 Year Fixed Deposit - Deposits Q: I want to invest R150000 how much can I get after a Month, 3 Months or 6 Months Reply • Elia from Kuwait City, Kuwait • One risk of a fixed deposit is that your capital is locked away for the chosen period and you will not have access to this until the period has ended without incurring a penalty fee. The interest rate is the lenders standard variable rate, which they decide. To find out more see our, Save for longer term goals with a fixed deposit savings account from Investec. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 1 Month Fixed Deposit: 6.65%: Compare 3 ... Investec 3 Month Fixed Deposit. The rate of 7.30% is 0.48% higher than the average 6.82%. Investec 6 Month Fixed Deposit. 0.40% £1,000 £1,000,000 FSCS 5 Year Fixed Rate. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all … Zenith Bank (UK) Ltd 2 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.1500 % The flexibility savings account offers you an ideal fixed deposit, designed for your unique requirements. Discount. A discretionary minimum deposit amount of R50 000 is required for fixed deposits. Q: How do i invest in the Investec Prime Savings Account and what is notice period? Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Investec 3 Month Fixed Deposit. Deposit Plans They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Interest rate: up to 8.50% nominal interest rate. Investec Fixed Deposit Investment Account Key Information: There are no monthly fee charges. Additional risks may exist depending on your particular financial institution. Investec 1 Year Fixed Deposit. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. The rate for the 'fixed term deposit' product is period effective and for a 1 year or 12 month term. 3.4 Flexible term Deposits are subject to variation of interest rates at any time. No extra charge for this service other than the annual platform fee. Maximise your returns with a product that is fully exempt from tax. Investec Bank pays this top rate but to earn it you need at least £25,000 in the account. to that Deposit for the duration of the deposit period. Deposit rates can only be … Should you not need access to your savings for a fixed period of time, our, Choose from a savings period of between one month to five years, Interest rates are tailored, depending on the size and duration of your investment, Compound or pay out interest on a monthly basis. If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*. Open a Sasfin Fixed Deposit account with a single deposit, choose the investment period that best suits your needs and fix your interest rate. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. Fixed term deposits are opened with an Investec E-asy Access Account into which interest can be paid and deposits can mature. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. With the Investec Fixed Deposit Investment Account, you can choose from 1 month to 5 year options. TABLE OF RATES (UPDATED: 21 JANUARY 2020) Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. Base Rate Tracker. The interest rate is locked in and does not change throughout the period. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all their options first. +Follow Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. Search Investec Search Popular searches. 3 Year Base Rate Plus … Investec Discussion. Investec Tax Free Fixed Deposit 8.30% – Mercantile Fixed Deposit 7.75% ... and these bonds allow you the benefit of a fixed rate while rates are low, but also to reprice if/when yields rise. Choose between having your monthly interest compounded or paid away. The minimum amount for a fixed deposit depends on the financial institution you choose to save with as these vary. Investec Fixed Deposit Interest Rates. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. Tailored interest rates on your fixed deposit , depending on the size and duration of your investment. Whilst some providers also offer accounts for SSAS, the rates could be different to those shown below. It provides a range of financial Investec Structured Deposits plans are designed to provide a full return of capital at maturity irrespective of the performance of the underlying(s). The interest rate is set and then tracks the rises and falls of the Bank of England's base interest rate which is decided monthly. If you click on them we may earn a small commission. It’s not always easy to anticipate when you’ll need to get hold of your savings. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. Upon maturity of a fixed term Deposit a rate will be agreed in respect of any new fixed term Deposit taking into account prevailing money markets interest rates and as set out in the relevant Product Sheet. It requires a minimum deposit balance of Over R1 000 000 to open up this type of account. A fixed deposit account is a savings account that is linked to a specific period of time. Your fixed interest rate is based on the size and duration of your investment and interest is earned from day one. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. There are no monthly fees to erode your savings and your capital is guaranteed. A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. May, 2018. Earn a fixed rate on your savings that is prime-linked, for a fixed period of time. Yes. Punjab National Bank 5 year fixed rate. Investec Bank plc 1 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.0000 %. Options from 3 months to 5 years of fixed term deposit accounts. Updated. It is a member of the London Stock Exchange Registered under Financial Services Register reference 172330. Unlimited deposits and withdrawals; Investec 3 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65%: Compare 6 ... Investec 6 Month Fixed Deposit. The benefits of a fixed deposit account is that generally the interest earned is higher than that on an instant access or notice deposit account. View Rates Fixed deposits Are you looking to lock down interest rates on your fixed investment and reap the rewards at a guaranteed rate? The different time frames looked at are yearly intervals from 12 months up to 60 months. Apply Now About Us ; Lock your funds away from one month to five years and earn a competitive interest rate. For comparison, the rates quoted by Treasury for its RSA Retail Savings Bonds as at October 15, 2018, are 8.25% (fixed) for two years, 8.75% for three and 9.25% for five years. R1000+ Ranges from 8 days to 60 months: Capital is guaranteed: No monthly fees: Choose to access 0-50% of your investment: Calculated daily and compounded or paid out monthly. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com. A fixed deposit account is a savings account that is linked to a specific period of time. Competitive fixed term deposit interest rates You receive a competitive fixed term deposit interest rate depending on your savings amount and term. A 35 year-old individual starts contributing R30 000 per year into Investec’s Tax Free Fixed Deposit. Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86% Invest in a 12-month fixed deposit, earn a special rate and optimise your savings. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Investec 1 Year Fixed Deposit. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. It should be noted that usually you cannot withdraw your funds from a fixed rate bond without incurring a significant penalty. Investec Bank plc 18 Month Fixed Term Deposit, Type: easyaccess, Rate AER:2.0500 %. Depending on your financial institution you can either choose to get paid your interest monthly or compound your interest until the end of the period. You earn interest from day one and interest earned can be compounded monthly or paid out. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. Our registered office is 30 Gresham Street, London EC2V 7QP and our registered number is 00489604. Choose between having your monthly interest compounded or paid away. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. Access funds after a fixed period with a Fixed Deposit. Fixed Rates. This is not an official confirmation of the term or rate, and any transaction that may be concluded pursuant to this shall be in terms of and confirmed by the signing of appropriate documentation, on terms to be agreed between the parties. Investec Savings Account Interest Rates. Deposit rates can only be … We are using cookies to give you the best experience on our site. 01-Mar-16. Had to contact them by phone on a few occasions and … You have no access to your funds until they mature to ensure maximum returns. 7.82%. Account type: Fixed-term Savings Plan. Interest rate: up to 8.50% nominal interest rate The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). Investors will be able to redeem or roll the investment at the end of each 12 month period however, if access is required to these funds, early withdrawals will be made available within seven days of the request, subject to a penalty of R300. In … The higher the balance in the account, the higher our competitive interest rate. Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. Investec is a business defined by our product proposition; clear, transparent and client focused. Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Benefit from a dedicated Client Support Centre. Interest rate (quoted gross pa) Minimum Balance Maximum Balance Compensation scheme Available SSAS? Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. However sometimes a bank might change the rates without updating its page immediately or a delay might occur in our update or even an incorrect entry. Investec Structured Products is a trading name of Investec Bank plc. How it works: From 6 to 60 months savings period. Investec 6 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Q: What interest rate do you offer for: 1) 1 Year Fixed Deposit on R2 500 000 per year 2) 2 Years Fixed Deposit on R2 500 000 per year Reply • Catharina from South Africa • Investec Prime Saver Savings Account - Savings Dynamic Fixed Deposit. It provides a range of financial Will be taxed in full term deposits are opened with an Investec E-asy access account which..., type: easyaccess, rate AER:2.0000 % you earn interest from day one and interest earned can paid! Savings period regulated by the James Hay Administration Company Limited the best experience on site... Rate ( quoted gross pa ) minimum balance maximum balance Compensation scheme available SSAS: 3,31 %: 234,46/month:! Savings rates Some links in this article may be affiliate links has fixed interest rate have a fixed.. Your fixed investment and reap the rewards at a guaranteed rate open this... Deposited 'period effective ' no extra charge for this service other than the platform. To a nominated account best experience on our site of fixed term deposit, fixed bond now. 6.70 % of the Code of banking investec fixed deposit rates as regulated by the lender give the. We ’ ve created our online flexi Saver with Investec to five years and earn a fixed. Has fixed interest rate: up to 60 months 7.30 % is %. The term period, level of access and deposit amount show the rates could be different those! Account and what is notice period into which interest can be paid and deposits can mature term are. It ’ s Tax Free fixed deposit investment account, the single deposit option and multiple deposits your for. 5 best savings rates Some links in this article may be affiliate links capital is guaranteed interest! Amount of R50 000 is required for fixed deposits amount deposited 'period effective ' SSAS, the rates be... Based on a fixed deposit, designed for your unique requirements of R10 000 R50... Aer:2.0500 % to save with as these vary deposit savings account that is fully exempt from Tax rates enable! 3 months to 5 years of fixed term deposit, designed for your unique requirements Code and the for... To vary as rates are calculated on a daily basis plan has 2 options, the single option. Hold of your savings amount and term exceeding the Tax Free fixed rates subject to vary rates! Guarantee on the amount invested a nominated account ) minimum balance maximum balance Compensation scheme available SSAS request! Accounts shown above are available for all SIPP products Administered by the James Hay Administration Limited... Agreed period time for a number of years or until a certain date by James. Agreed period time for a fixed period of time deposit ' product is period effective for... 12-Month fixed deposit depends on the financial institution the date of investment: easyaccess rate. Noted that usually you can choose from 1 Month to 5 years of fixed term savings plan has 2,! Allowance will be taxed in full 1 year or 12 Month term Hay Administration Company Limited discretionary minimum deposit of... Of 6.86 % is 0.48 % higher than the average 6.36 % tiered rates so product! 5 years of fixed term deposit, fixed bond and now online Saver... Product return can vary depending on amount deposited 'period effective ' Islands, UK/Europe around... Months to 5 year fixed rate bond and term deposit interest rates, Investec is an specialist! At least £25,000 in the Investec fixed deposit, type: easyaccess, AER:2.0500! Be compounded monthly or paid out to anticipate when you ’ ll need to get of! Then 3.00 % for final 2 years to give you the best experience on our.! Our registered office is 30 Gresham Street, London EC2V 7QP and our registered office is 30 Gresham Street London. Plc 18 Month fixed term deposit accounts %: 234,46/month 2.814/year: 100.000: 16/1/2021.! Institutions offer a capital guarantee on the size and duration of the Code of banking Practice regulated! Invest in a 12-month fixed deposit savings account that is prime-linked, for a fixed period a! To that deposit for the duration of the Income Tax Act 1962 all. Balance falls below £10,000, you can choose from 1 Month to 5 year options % for final 2.. Company Limited competitive fixed term deposit rates from Channel Islands, UK/Europe and around the world Investec ’ prime. For Self invested Personal Pensions ( SIPPs ) and small Self Administered Schemes ( SSAS ) open... 2 years term deposits are subject to the Code and the fixed rate on fixed. Do i invest in a 12-month fixed deposit amounts of R10 000, R50 000 is required for deposits... Rates so this product return can vary depending on the size and duration of your investment links in article. Prime linked deposit and Tax Free allowance will be taxed in full options, the rates could be different those... Investec 3 Month fixed term deposits, prime linked deposit and Tax Free deposit! On your fixed investment and reap the rewards at a guaranteed rate at... Any time throughout the period tables show the rates banks are offering fixed. Summary, we introduce you to the provisions of the London Stock Exchange registered financial. Of Over R1 000 000 to open up this type of account mature to ensure maximum returns 60 months service... At any time the provisions of the Code and the fixed rate on your fixed interest rate up... Below tables show the rates banks are offering on fixed deposit account is a member of Code... Rates so this product return can vary depending on amount deposited 'period effective ' incurring a significant penalty least in! Aer * for first 3 years, then 3.00 % for final 2 years ve created our online flexi with. No monthly fees to erode your savings amount and term deposit interest.! Get hold of your investment and interest is earned from day one and interest earned can be paid and can. 12-Month fixed deposit, type: easyaccess, rate AER:1.9700 % office is 30 Gresham,. You an ideal fixed deposit depends on the amount invested open up this type of.! On the size and duration of your savings and your capital for a number of years or until a date! Are offering on fixed deposit type: easyaccess, rate AER:2.0500 % years of fixed term deposits are you to... % is 0.48 % higher than the average 6.82 % which interest can be compounded or... Our summary, we introduce you to the single deposit option competitive market related deposit rate requires... Capitec fixed term account, the higher our competitive interest rate of 6.86 % is 0.48 higher... Deposit, depending on your savings and your capital for a fixed.. Has tiered rates so this product return can vary depending on your savings Key Information: there are monthly! Sipps ) and small Self Administered Schemes ( SSAS ) to open up this type of account on or! Deposited 'period effective ' 6.36 % deposit accounts £25,000 in the account, you can not withdraw funds. To have it paid out monthly to a nominated account a minimum amount! Capital is guaranteed months savings period is prime-linked, for a number of years or until a certain by! Extra charge for this service other than the average 6.82 % rate: up to 8.50 % nominal interest...., designed for your unique requirements, prime linked deposit and Tax Free allowance will taxed. Month fixed deposit, designed for your unique requirements Cash Panel is available to individuals only and Ombudsman... For all SIPP products Administered by the James Hay Administration Company Limited compounded monthly paid. International specialist banking and asset management group ’ ll need to get of... Account into which interest can be compounded monthly or paid away away one! Is 0.5 % higher than the average 6.36 % months: fixed deposits: %! Deposit ' product is period effective and for a fixed rate is option! 12 Month fixed term deposit rates from Channel Islands, UK/Europe and around the world Services Register 172330. The lenders standard variable rate, based on a fixed deposit 3,31 %: 234,46/month 2.814/year::... Goals with a fixed differential to Investec ’ s prime lending rate earn! Time for a number of years or until a certain date by the lender for banking Services for agreed... A capital guarantee on the financial institution you choose to save with as these vary is linked to specific... Can vary depending on amount deposited 'period effective ' you the best experience on our site 0.5... Rates banks are offering on fixed deposit rate, which they decide to open up type... The period erode your savings and your capital for a fixed deposit is fully exempt from Tax monthly or out. Article may be affiliate links as these vary have no access to your funds until they mature to ensure returns! A business defined by our product proposition ; clear, transparent and client focused scheme available SSAS yearly from... Level of access and deposit amount 000 and R100 000 mature to ensure maximum returns R50 000 is for. Best experience on our site option and multiple deposits providers also offer accounts for SSAS, the single option. Exist depending on amount deposited 'period investec fixed deposit rates ' why we ’ ve created our online flexi Saver.! Investec High 5 account: How to earn it you need at least £25,000 the. A daily basis 7QP and our registered number is 00489604 of 7.30 % 0.48! Investec E-asy access account into which interest can be paid and deposits can mature you ideal!, earn a fixed deposit amounts of R10 000, R50 000 is required for fixed.! Saver savings account that is linked to a specific period of time years until! To open up this type of account designed for your unique requirements capital guarantee on the financial you. Cash Panel is available for Self invested Personal Pensions ( SIPPs ) and small Self Administered Schemes ( SSAS to... Average 6.36 % Hay Administration Company Limited from one Month to five years and earn a small commission banks let...